Innovative Product — ai-Recon

Reconciliation
Automated & Intelligent

Enterprise reconciliation engine that automatically matches millions of transactions per day — detecting exceptions, managing settlements, and eliminating manual reconciliation errors across all banking channels.

99.98%
Match Accuracy
50M+
Txns Daily
<5min
Exception TAT
99.98%
Match Rate
50M+
Txns/Day
ai-Recon — Settlement Control Center
Live
99.98%
Match Accuracy
50M+
Txns/Day
<5min
Exception TAT
NEFT Matched 99.98%
3 Exceptions Pending
RTGS Settled Complete
UPI Pending 12 items

Enterprise Reconciliation Reimagined

AI Transaction Matching
Multi-rule ML matching engine handles complex many-to-many transaction matching scenarios
Exception Management
Intelligent exception routing with AI-suggested resolutions based on historical patterns
Settlement Confirmation
End-to-end settlement tracking with automated confirmation and counterparty notifications

ai-Recon handles the full reconciliation lifecycle — from multi-source transaction import to final settlement confirmation — with machine learning-powered matching that improves with every transaction.

"99.98% match accuracy means your team focuses on the 0.02% that actually needs attention."
RTGS ReconNEFT MatchingUPI SettlementIMPS ReconciliationSWIFT MatchingNostro/VostroCTS ClearingATM Settlement

How ai-Recon Works

From raw transaction import to final settlement confirmation — fully automated reconciliation.

Transaction Import
Multi-source file ingestion
Matching Engine
AI-powered rule matching
Exception Detection
Unmatched transaction flagging
Settlement Validation
Settlement verification
Final Reconciliation
Counterparty confirmation

Intelligent Reconciliation Capabilities

Every reconciliation scenario handled — from simple matches to complex multi-currency settlements.

01
AI Matching Engine

Multi-rule machine learning matching engine that handles one-to-one, one-to-many, and many-to-many transaction matching scenarios.

  • Multi-rule matching
  • Fuzzy matching support
  • Tolerance handling
  • ML-improved accuracy
02
Multi-Source Import

Automated ingestion from RTGS, NEFT, SWIFT, UPI, IMPS, CTS, and all banking payment channels with format normalization.

  • Any format support
  • FTP/SFTP ingestion
  • Real-time API feeds
  • Format normalization
03
Exception Management

Intelligent exception classification, routing, and AI-suggested resolution based on 5+ years of historical match patterns.

  • Auto-classification
  • Smart routing
  • Resolution suggestions
  • SLA tracking
04
Settlement Analytics

Real-time dashboards showing match rates, settlement positions, and aging exceptions across all channels and currencies.

  • Real-time dashboards
  • Channel analytics
  • Currency positions
  • Aging analysis
05
Automated Nostro/Vostro

Automated nostro and vostro account reconciliation with currency-specific matching rules and SWIFT integration.

  • SWIFT MT940/950
  • Multi-currency
  • Auto-posting
  • Position calculation
06
Regulatory Reports

Automated reconciliation reports for RBI, internal audit, and statutory requirements with digital signature readiness.

  • RBI format reports
  • Audit trail
  • Digital signatures
  • Scheduled delivery

Reconciliation Intelligence Dashboard

Real-time match rates, settlement positions, and exception tracking across all channels.

ai-Recon — Reconciliation & Settlement System — Enterprise Analytics
Live · Updated now
99.98%
Match Rate
50M+
Txns/Day
<5min
Exception TAT
₹0
Unreconciled
Performance Trend — Last 8 Periods
Distribution
AI
NEFT (38%)
RTGS (32%)
UPI (30%)
50M
Today's Transactions
99.98%
Match Rate
3
Open Exceptions

Reconciliation Results

Banks using ai-Recon eliminate manual reconciliation and achieve near-perfect match rates.

99.98%
Match Accuracy
80%
Time Savings
50M+
Txns Processed Daily
<5min
Exception Resolution

Reconciliation Transformed

Zero Manual Effort
Eliminate reconciliation teams and manual matching — AI handles 99.98% automatically.
Real-time Processing
Process and match transactions in real-time — no end-of-day batch delays.
Universal Connectivity
Connects to every banking channel, payment rail, and core system via pre-built connectors.
Audit-Ready Always
Complete audit trail of every match, exception, and resolution decision — always regulator-ready.
Platform Performance
99.98%
Match Rate
50M+
Txns/Day
<5min
Exception TAT
₹0
Unreconciled
"99.98% match accuracy means your team focuses on the 0.02% that actually needs attention."
AI
INNOTECH AI Platform Intelligence

Bank-Grade Settlement Security

ai-Recon handles the full reconciliation lifecycle — from multi-source transaction import to final settlement confirmati...

RTGS/NEFT Ready
Full RBI payment system reconciliation
🔄
SWIFT Compliant
SWIFT MT940/950 nostro reconciliation
🛡️
ISO 27001
Security certified infrastructure
📋
RBI Format
Regulatory reconciliation reports
RTGS ReadyNEFT MatchingSWIFT MT940ISO 27001UPI ReconCTS ClearingIMPS SettlementNostro/Vostro

Reconciliation for Every Financial Institution

Public Sector Banks
High-volume RTGS, NEFT, and interbank reconciliation with regulatory reporting.
Private Banks
Multi-channel, multi-currency reconciliation for complex private banking operations.
Payment Banks
UPI, IMPS, and digital payment reconciliation with real-time settlement tracking.
Fintech Companies
API-based reconciliation for digital payment platforms and neo-banks.
Clearing Corporations
High-volume clearing and settlement reconciliation for financial market infrastructure.
Foreign Banks
SWIFT nostro/vostro and correspondent banking reconciliation platform.
Enterprise Ready

Automate Your
Reconciliation Operations

Join banks processing 50M+ daily transactions with 99.98% match accuracy using ai-Recon.